Upgrade usage of format! and Default

tests/encode_images.rs

@@ -621,7 +621,7 @@ fn test_rows_per_strip() {
             let img2 = [i; 2 * 100];
             match decoder.read_chunk(i as u32).unwrap() {
                 DecodingResult::U8(data) => assert_eq!(&img2[..], &data[..]),
-                other => panic!("Incorrect strip type {:?}", other),
+                other => panic!("Incorrect strip type {other:?}"),
             }
         }
     }